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SEC Proposes New Framework for Crypto Investment Contracts

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The U.S. Securities and Exchange Commission (SEC) on Tuesday proposed new rules aimed at creating a clearer regulatory framework for certain investment contracts involving crypto assets, as U.S. authorities seek to provide greater certainty for the digital asset industry.

The proposed rules, described by the SEC as a “clear and fit-for-purpose framework,” follow the agency’s March 2026 interpretation clarifying how federal securities laws apply to different types of crypto assets and transactions.

The move comes as the Trump administration pushes for clearer and more crypto friendly regulations, while broader cryptocurrency legislation remains stalled in Congress. The SEC and other regulators have increasingly sought to establish rules for digital assets through agency action.

The proposal is expected to provide greater clarity for companies and investors involved in crypto related fundraising and investment contracts, potentially reducing uncertainty over when securities laws apply.

The SEC’s March interpretation established categories including digital commodities, digital collectibles, digital tools, stablecoins and digital securities, while clarifying that a crypto asset itself does not necessarily remain subject to an investment contract indefinitely.

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